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Minnesota Life Insurance Company announced a new benefit for its indexed universal life products that keeps it at the forefront of the market.
Minnesota Life, a subsidiary of Securian Financial Group, introduced its latest improved offering for new and existing policies. The Index Crediting Bonus, when applied, provides a one percent annual bonus based on index credits received over a 120- month rolling period. Minnesota Life may apply the credit to the accumulation value, which compounds each year and could help raise index credits and distribution amounts.
Because the Minnesota Life Index Crediting Bonus is available with previously-purchased policies, existing policyholders will be among the first to receive it.
"Our policyholders' loyalty helped us become the financially strong and stable company we are today," said Bob Ehren, senior vice president, Life Product Manufacturing, Securian Financial Group. Citing the company's tradition of mutual governance and private ownership, he added, "To us, they're more than policyholders. They're our partners."
Existing Eclipse Protector policies with the Death Benefit Guarantee Agreement were also enhanced with the Performance Death Benefit Guarantee Agreement at no additional charge. Additional enhancements that benefit certain existing policyholders include more index options, dollar cost averaging, the opportunity to switch between fixed and variable loans and systematic distributions.
"We strive to give existing policyholders the enhancements from our newer products that we offer new clients when possible," said Ehren. "Our policyholder treatment results in strong client loyalty."
Since 1880, Securian Financial Group and its affiliates have provided financial security for individuals and businesses with insurance, investments and retirement plans. Now one of the nation's largest financial services providers, it is the holding company parent of a group of companies that include Minnesota Life Insurance Company and Securian Life Insurance Company, a New York admitted insurer.
Insurance products are issued by Minnesota Life Insurance Company in all states except New York, where products are issued by Securian Life Insurance Company, a New York admitted insurer.
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