1-877-475-2010
25400 U.S. 19 N, Suite 221
Clearwater, FL 33763
1-877-475-2010
1-877-512-9287
To reward you for your loyalty to Stonebridge Life Insurance Company—a Transamerica company— Stonebridge is giving you an extra $50 for every qualifying application submitted and placed in Florida.
Incentive Period: June 1–July 31, 2014 (apps must be placed by August 15, 2014) Qualifying Product: Medicare Supplement offered by Stonebridge Life Florida Incentive Details Agent will receive an additional $50 for every qualifying Med Sup application personally submitted and placed during the incentive period. Applications written in zip code ranges 330-334 will receive an additional $50 for a total of $100 per qualifying application. There is no limit to the number of applications one can submit to receive the incentive! Incentive Rules: Application date on qualifying applications must be between June 1 and July 31, 2014. Qualifying applications are based on all new, issued policies that are underwritten or are submitted via Open Enrollment. Internal replacements do not count toward qualification. Qualifiers must maintain an 80% persistency on qualifying business. The cost of the incentive will be reported to you as taxable income on IRS Form 1099. Please note: Florida is not a pre-appointment State, you can solicit business when contracting is submitted. This incentive is in addition to the 1,000 piece mailer incentive and the Panama Trip incentive.For Florida Rates and contracting please contact Postema Marketing Group at 877-512- 9287
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Stonebridge Life Insurance Company is offering a new incentive for Medicare Supplement policies. If you submit and place SEVEN qualifying Medicare Supplement polices, you can earn a 1,000 lead mailer drop from Kramer Lead Marketing. There is no limit to the number of times you can take advantage of this offer and the offer is good from June 1-December 31, 2014.
Qualifying States: AK, CA, DE, FL, HI, ID, KS, MI, ND, NJ, NM, NV, OH, PA, SD, UT Stonebridge has very competitive rates and excellent service. To inquire about rates in your state, call Postema Marketing Group at 877-512-9287 The Manhattan Life Rate Update
Fixed Deferred Annuities: Effective 5.30.2014 Preferred Choice 3 1.80% 3 Years Interest only free partial surrender Min/Max: $3,000/1,000,000 Age 0-99 Preferred Choice 5 3.00% 5 Years 15% per calendar year free partial surrender Min/Max: $3,000/1,000,000 Age 0-84 Preferred Choice 6 3.15% 6 Years 15% per calendar year free partial surrender Min/Max: $25,000/$1,000,000 Age 0-84 Preferred Choice 7 3.20% 7 Years 15% per calendar year free partial surrender Min/Max: $3,000/1,000,000 Age 0-84 Lincoln Financial Group Launches Next Generation Lincoln LifeReserve Indexed UL Accumulator5/23/2014 Lincoln Financial Group (NYSE:LNC) today announced enhancements to its Lincoln LifeReserve(R) Indexed UL (IUL) Accumulator life insurance offering. Lincoln's latest IUL product can help advisors address a range of client objectives and risk profiles, offering life insurance and death benefit protection, along with the potential for tax-advantaged income.
In addition to an income tax-free death benefit, the product offers various account options for cash accumulation potential, which can be accessed tax-efficiently as a source of supplemental income for retirement, or other milestones such as college expenses. Each account offers a guaranteed one percent minimum interest rate to protect against negative returns(1). Lincoln LifeReserve(R) IUL Accumulator (2014) offers clients greater predictability with enhancements, including: -- Two new Indexed accounts for greater asset diversification: The High Participation Account provides clients with an optimal return through higher participation in the S&P when returns are lower; the Uncapped Account provides an optimal return potential when S&P returns are at their highest. -- All Indexed accounts now use a one year point-to-point crediting methodology tied to the performance of the S&P 500 Index(2). -- A new Dollar Cost Averaging account that automatically allocates premiums over time to reduce the impact of S&P 500 Index fluctuations(3). -- A new monthly allocation schedule allowing clients to quickly and easily transfer money to help maximize opportunities. "Protecting wealth while planning for retirement and navigating an often changing tax landscape requires advisors and clients to implement financial strategies that balance current and future needs," said Mike Burns, Senior Vice President, Insurance Solutions, Lincoln Financial Group. "The latest Lincoln LifeReserve(R) IUL Accumulator can help diversify a client's portfolio to better preserve and grow assets. The product also can help with lifestyle decisions and complement traditional qualified retirement vehicles as a potential tax-efficient income source that offers upside potential, reduced volatility and a level of predictability." Policyholders have two loan options for borrowing up to 100 percent of the cash surrender value at any time during the life of the policy(4) . One loan option -- the Participating Loan -- allows all borrowed and unborrowed policy value to continue earning interest for greater growth potential. For more certainty, a Fixed Loan option is also offered. Both loan types have loan charged rate guarantees for greater predictability when income is taken from the policy. Lincoln LifeReserve(R) IUL Accumulator (2014) is available with the Lincoln LifeEnhance(R) Accelerated Benefits Rider (ABR)(5) . The Lincoln LifeEnhance(R) ABR is designed to provide access to tax-advantaged funds in the event of an unexpected permanent chronic or terminal illness. The latest enhancements to the Lincoln LifeReserve(R) Indexed UL Accumulator are immediately available to Lincoln's national network of distribution partners (in states where approved). For more information on the product, visit the Lincoln Financial Group website. Disclosure 1. While indexed accounts are protected by a 1% guaranteed minimum interest rate, policy charges remain in effect and could reduce the policy value. 2. The S&P 500 Index is a product of S&P Dow Jones Indices LLC (SPDJI), and has been licensed for use by The Lincoln National Life Insurance Company. Standard & Poor's(R), S&P(R) and S&P 500(R) are registered trademarks of Standard & Poor's Financial Services LLC (S&P); Dow Jones(R) is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by The Lincoln National Life Insurance Company. The Lincoln National Life Insurance Company's Product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index. 3. Dollar cost averaging and diversification cannot guarantee a profit or prevent losses in declining and volatile markets. 4. Loans and withdrawals will reduce the policy's cash value and death benefit, may cause the policy to lapse, and may have tax implications. 5. Available at policy issue for an additional cost. Subject to certain requirements Lincoln LifeReserve(R) Indexed UL Accumulator (2014) is issued on policy form UL6024/ICC14UL6024, with optional rider form number ABR-5762, and state variations by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. The Lincoln National Life Insurance Company does not solicit business in the state of New York, nor is it authorized to do so. All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company. They are not backed by the broker-dealer and/or insurance agency selling the policy, or any affiliates of those entities other than the issuing company affiliates, and none makes any representations or guarantees regarding the claims-paying ability of the issuer. Products, riders and features are subject to state availability. Limitations and exclusions may apply. Lincoln LifeReserve(R) IUL Accumulator (2014) is not available in New York. About Lincoln Financial Group Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in the Philadelphia region, the companies of Lincoln Financial Group had assets under management of $209 billion as of March 31, 2014. Through its affiliated companies, Lincoln Financial Group offers: annuities; life, group life, disability and dental insurance; employer-sponsored retirement plans; savings plans; and comprehensive financial planning and advisory services. For more information, including a copy of our most recent SEC reports containing our balance sheets, please visit www.LincolnFinancial.com. AMERCO announced today A.M. Best, the world's oldest and most authoritative insurance rating and information source, has upgraded the financial strength rating to A- (Excellent) from B++ (Good) and issuer credit ratings to "a-" from "bbb+" of its subsidiary Oxford Life Insurance Company (Oxford Life). This rating also applies to Oxford Life's subsidiary, Christian Fidelity Life Insurance Company. A.M. Best also affirmed the financial strength rating of B++ (Good) and issuer credit ratings of "bbb" of another Oxford Life subsidiary, North American Insurance Company. The outlook for all ratings is stable.
"This rating action by A.M. Best is the result of a strong focus on our value proposition to meet the needs of our target customer segment in a cost effective manner. Continued execution of our business plan will result in long-term values for insureds, producers, team members, and owners," stated Mark A. Haydukovich, President of Oxford Life. Oxford Life and its subsidiaries focus on providing products and services that promote the financial security of the rapidly growing senior market. With a keen understanding of this market, Oxford Life saves its policyholders and producers time and money through processing and underwriting efficiencies. This strategy has continued Oxford Life's profitable growth with consolidated statutory revenue over $325 million and conservative assets that exceed $1.1 billion. Founded in 1965, Oxford Life Insurance Company and its subsidiaries specialize in providing value-enhanced life, annuity and Medicare supplement products designed to meet the unique needs of the middle segment of the senior market through independent marketing organizations and general agents. Product discontinuation Allianz continually evaluates their product strategy and product portfolio. As a result of this evaluation and a low volume of sales, they will be discontinuing the following, effective June 2, 2014:
All premium must be received and contracts must be issued by Tuesday, September 2, 2014. * Includes Allianz MasterDex 3 PlusSM Annuity in FL. Allianz expects an increase in new business volume due to these changes. As a result, you could experience a delay of 1 – 3 days for new business processing and up to 6 days for policy issuance if the application was Not in Good Order.
Rates - http://www.allianzblue.com/email_images/rateWatch/2014/fia_ratewatch_5_6_14.pdf Oxford Life is pleased to announce a BRAND NEW STATE, CO, for new Medicare Supplement sales.
This new state is available for sales starting immediately. For a limited time, F&G is raising the commission by 50bps on their latest fixed deferred annuity, Performance Pro. The new street comp will be 7.50% for ages 0-75 and 6.00% for ages 76-80. Commission varies by state..
Have additional questions? Contact us. Any application received on or after 4/19/14 will receive the updated commission. Medico will be introducing a new line of Medicare Supplement plans under their Medico Corp Charter in multiple states. Medico Corp, which has an A.M. Best rating of A-, will be available June 1, 2014, in three states: AZ, KY, and MI. It will be released July 1, 2014, in eight states: CO, GA, IN, KS, NC, OH, PA, and WV. Existing Medico agents in AZ, KY and MI should have received the online contract to add Medico Corp. These rates will be very competitive, especially in the upper ages and have an innovative 7-percent household discount for individuals living in a household with another adult at least 18 years old. Get contracted now so you are ready to go once it's released. Call 877-512-9287 or click here for more information. Get contracted today!
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Postema Marketing Group is a full-service Independent Marketing Organization (IMO) dedicated to providing world-class products and services to our clients. We have partnered with some of the strongest names in the insurance industry and proudly serve independent agents from coast to coast.
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