Rate Adjustments and Product Changes Effective December 31, 2015! Due to the required use of new mortality factors that will cause higher reserve requirements for guaranteed income riders issued in 2016, American Equity has changed the rates of its Lifetime Income Benefit Rider (LIBR).
Additionally, the Enhanced Death Benefit Rider (ICC14 R-LIBR-EDB)has been discontinued.
Lastly, the Heritage Gold product (ICC11-IDX2) have been discontinued. Please discard any brochures, disclosures and marketing material you have relating to this product.
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