For a limited time, Fidelity & Guaranty Life is increasing the initial interest rate for the FG Guarantee-Platinum® 5, a single premium fixed deferred annuity for new contracts issued on or after November 30, 2015. This rate is subject to change at Fidelity & Guaranty Life's sole discretion at any time. This initial rate is guaranteed for the first 5 contract years only and is thereafter subject to change. Minimum premium of $20,000 required.
FG Guarantee-Platinum® 5 offers:
Free withdrawals of all accumulated interest
30-day surrender charge free window after each 5-year rate
Questions or interested in contracting? Contact us at 877-512-9287 or firstname.lastname@example.org.
*This initial interest rate is effective for new annuities with a minimum premium deposit of $20,000 issued on or after November 30, 2015 for the first 5 contract years only. Thereafter, the company may declare at its sole discretion a new rate which could be lower. This initial rate is also subject to change for new contracts at our sole discretion at ANY TIME. Surrender charges and market value adjustments apply to withdrawals in excess of the accrued interest during the "guarantee periods" which are 5 years. There is a 30 day window at the end of each 5 year guarantee period where you may withdraw all or part of your annuity value without application of surrender charges or market value adjustment. A new guarantee period and surrender charge period will begin after the end of the previous ones. The surrender charge is 9% in the first year and declines by 1% each year for the next four years and repeats for each successive period. Annuities are long-term savings vehicles that are subject to limitations and conditions, state availability and certain suitability requirements. Please see the applicable product brochure that is available from your licensed insurance professional for details.
Annuity contracts issued by Fidelity & Guaranty Life Insurance Company, Des Moines, IA. www.fglife.com. No bank guarantee. Not FDIC/NCUA/NCUSIF insured. May lose value if surrendered early. Subject to state availability.
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